Finance your Jewellery
with Ralph Jacobs

Ralph Jacobs Jewellery Finance allows you to purchase the jewelry you love and pay for it over time.

Don't have the funds to pay for it upfront?
With Ralph Jacobs in-house financing, you can spread out your payments over 12, 24, or 36 months, depending on your preference.

To use our financing option, you must be purchasing from our store, and the minimum amount you can finance is R6,000, while the maximum is R30,000. This means you can finance any purchase within that range and pay it off over time.

Our financing option has a fixed interest rate of 21%, which means you'll pay the same amount of interest throughout the repayment period.

Jewellery Finance
Repayment Calculator

Calculate your Monthly Instalment Amount

Requirements for
Jewellery Finance

When applying for Jewellery Finance with Ralph Jacobs, you must fall within our requirements.

  • not be under debt review, sequestration, or administration.
  • no plans for debt review, sequestration, or administration.
  • residing in South Africa with a valid ID number.
  • younger than 55 years old.
  • permanently employed for more than 1 year.
  • have a minimum credit score of 635
  • have an active South African bank account.

Apply Now for Jewellery Finance

Credit approval is subject to a financial and affordability assessment.
Ralph Jacobs is a Licenced Credit Provider Reg No. NCRCP14398

What Documents must I Provide?


We understand that applying for credit can be a big decision, and we want to make sure it's the right one for you. If you have any questions or concerns about our financing option or the requirements, please don't hesitate to ask. We're here to help you make an informed decision that fits your needs.

View all FAQs