Apply for Credit – Ralph Jacobs

Ralph Jacobs Credit Account

If you are a South African Resident that is permanently employed for more than 6 months you can apply for Credit with Ralph Jacobs.

*Application is subject to an affordability assessment.

A TCG Credit account (also known as a short term loan) *subjected to an affordability assessment. Allows you to pay the for your design in monthly instalments.

What are the Payment Terms?

You can select payment plans of either 6, 12 or 24 months.
*Application is subject to an affordability assessment.

6 Months *Interest Free

Apply for a 6 Months Interest Free Account.
You will not be charged interest as long as you keep your account in Good Standing by paying your monthly installment by the 1st of each month.
(Funds must reflect on the 1st of the month or you will be charged interest)

12 Months *Interest Bearing

Apply for a 12 Months Interest Bearing Account.
With a lower Monthly Instalment over a 12 Month Period.
(Monthly Interest Charged)

24 Months *Interest Bearing

Apply for a 24 Months Interest Bearing Account.
With a lower Monthly Instalment over a 24 Month Period.
(Monthly Interest Charged)

Apply Online

Step 1

Find your Design

View our Engagement or Wedding Ring Collection. Find your Design and select your Gemstone Option.
Continue to Checkout and Select “Apply for Credit”

Step 2

Complete the Application

Complete the online application in the comfort of your home by following the steps and answering the questions.

*Application is subject to an affordability assessment.

Step 3

Submit Supporting Documents

Email your supporting documents to [email protected] referencing your South Africa ID Number in the Subject Line.

* Accepted Proof of Residence *Any one (1) of the Following, Not Older than three (3) Months
– Utility bill; water & lights, rates & taxes, gas, internet/fibre, levy or rental statement, Telkom landline
– Mortgage statement
– SARS return
– Insurance policy
– Lease agreement (unexpired).
– A sworn affidavit by the owner/tenet of which the residence is held (and any of the above listed acceptable proof of residence in the name of the residence owner/tenet) stating your residence.

*Verified Bank Statement can be obtained online (download verified statements with electronic stamp on).

Ralph Jacobs a division of Coscoroba Group Holdings (PTY) LTD Reg No. 2019/101093/07 NCR No. NCRCP14398

For more information or any queries regarding a Ralph Jacobs Credit Account please contact the Ralph Jacobs Customer Services department. 087 551 7635

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Ralph Jacobs Credit Account

What are the Payment Terms?

6 Months *Interest Free

12 Months *Interest Bearing

24 Months *Interest Bearing

Step 1

Find your Design

Step 2

Complete the Application

Step 3

Submit Supporting Documents

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